PKGB0012302: Karnataka Gramin Bank, Jayapura
IFSC code PKGB0012302 belongs to the Jayapura branch of Karnataka Gramin Bank in Chikkamagaluru, Karnataka. Its MICR code is 577697705.
- IFSC
- PKGB0012302
- MICR
- 577697705
- Branch
- Jayapura
- District
- Chikkamagaluru
- State
- Karnataka
- Phone
- +918265245040
Branch address
Karnataka Gramin Bank
Main Road Via Balehonnur Koppa Taluk Chikmagalur District
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Not marked | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PKGB is Karnataka Gramin Bank's bank code, the fifth character 0 is kept for future use, and 012302 is the code of the Jayapura branch. In the MICR code 577697705, 577 is the city, 697 the bank and 705 the branch.
Other Karnataka Gramin Bank branches in Chikkamagaluru
All 65 Karnataka Gramin Bank branches in Chikkamagaluru
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Karnataka Gramin Bank's Jayapura branch (Chikkamagaluru, Karnataka) is PKGB0012302.
577697705. MICR is printed at the bottom of the branch's cheques.
Main Road Via Balehonnur Koppa Taluk Chikmagalur District
RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC PKGB0012302 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

