NESF0000155: North East Small Finance Bank, Jowai
IFSC code NESF0000155 belongs to the Jowai branch of North East Small Finance Bank in West Jaintia Hills, Meghalaya. Its MICR code is 793773102.
- IFSC
- NESF0000155
- MICR
- 793773102
- Branch
- Jowai
- District
- West Jaintia Hills
- State
- Meghalaya
Branch address
North East Small Finance Bank
Ladthalaboh,Jowai,P.O-Jowai,P.S-Jowai,Meghalaya,793150
Open in a map · Pincode 793150: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
NESF is North East Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 000155 is the code of the Jowai branch. In the MICR code 793773102, 793 is the city, 773 the bank and 102 the branch.
Other North East Small Finance Bank branches in West Jaintia Hills
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of North East Small Finance Bank's Jowai branch (West Jaintia Hills, Meghalaya) is NESF0000155.
793773102. MICR is printed at the bottom of the branch's cheques.
Ladthalaboh,Jowai,P.O-Jowai,P.S-Jowai,Meghalaya,793150
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC NESF0000155 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

