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Nilambur Co-operative Urban Bank · Malappuram

NCUB0000012: Nilambur Co-operative Urban Bank, Karulai Branch

IFSC code NCUB0000012 belongs to the Karulai Branch branch of Nilambur Co-operative Urban Bank in Malappuram, Kerala. Its MICR code is 679792110.

IFSC
NCUB0000012
MICR
679792110
Bank
Nilambur Co-operative Urban Bank
Branch
Karulai Branch
District
Malappuram
State
Kerala
Phone
+914931270501

Branch address

Nilambur Co-operative Urban Bank
Karulai P.O.PIN 679344

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

NCUB is Nilambur Co-operative Urban Bank's bank code, the fifth character 0 is kept for future use, and 000012 is the code of the Karulai Branch branch. In the MICR code 679792110, 679 is the city, 792 the bank and 110 the branch.

Other Nilambur Co-operative Urban Bank branches in Malappuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Nilambur Co-operative Urban Bank's Karulai Branch branch (Malappuram, Kerala) is NCUB0000012.

  2. 679792110. MICR is printed at the bottom of the branch's cheques.

  3. Karulai P.O.PIN 679344

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC NCUB0000012 with the beneficiary's account number.

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