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Karur Vysya Bank · Ludhiana

KVBL0004301: Karur Vysya Bank, Ludhiana

IFSC code KVBL0004301 belongs to the Ludhiana branch of Karur Vysya Bank in Ludhiana, Punjab. Its MICR code is 141053002.

IFSC
KVBL0004301
MICR
141053002
Bank
Karur Vysya Bank
Branch
Ludhiana
District
Ludhiana
State
Punjab
Phone
+912222654261

Branch address

Karur Vysya Bank
Brar Complex, 830/2 Block 18 Main Dugri Road Model Town

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KVBL is Karur Vysya Bank's bank code, the fifth character 0 is kept for future use, and 004301 is the code of the Ludhiana branch. In the MICR code 141053002, 141 is the city, 053 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karur Vysya Bank's Ludhiana branch (Ludhiana, Punjab) is KVBL0004301.

  2. 141053002. MICR is printed at the bottom of the branch's cheques.

  3. Brar Complex, 830/2 Block 18 Main Dugri Road Model Town

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KVBL0004301 with the beneficiary's account number.

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