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Kerala State Co-operative Bank · Ernakulam

KSBK0001398: Kerala State Co-operative Bank, Aluva Palace Road

IFSC code KSBK0001398 belongs to the Aluva Palace Road branch of Kerala State Co-operative Bank in Ernakulam, Kerala. Its MICR code is 682177398.

IFSC
KSBK0001398
MICR
682177398
Bank
Kerala State Co-operative Bank
Branch
Aluva Palace Road
District
Ernakulam
State
Kerala
Phone
+914842623784

Branch address

Kerala State Co-operative Bank
/9,Agrculturalbankbuldng,Bye-Passjuncton,Alwaye,Ernakulampin

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

KSBK is Kerala State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 001398 is the code of the Aluva Palace Road branch. In the MICR code 682177398, 682 is the city, 177 the bank and 398 the branch.

Other Kerala State Co-operative Bank branches in Ernakulam

All 66 Kerala State Co-operative Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kerala State Co-operative Bank's Aluva Palace Road branch (Ernakulam, Kerala) is KSBK0001398.

  2. 682177398. MICR is printed at the bottom of the branch's cheques.

  3. /9,Agrculturalbankbuldng,Bye-Passjuncton,Alwaye,Ernakulampin

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC KSBK0001398 with the beneficiary's account number.

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