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Kerala State Co-operative Bank · Kottayam

KSBK0001322: Kerala State Co-operative Bank, Pala Main

IFSC code KSBK0001322 belongs to the Pala Main branch of Kerala State Co-operative Bank in Kottayam, Kerala. Its MICR code is 686177322.

IFSC
KSBK0001322
MICR
686177322
Bank
Kerala State Co-operative Bank
Branch
Pala Main
District
Kottayam
State
Kerala
Phone
+914822212420

Branch address

Kerala State Co-operative Bank
796,Pala Main,Pala,Kottayam PIN 686575

Open in a map · Pincode 686575: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

KSBK is Kerala State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 001322 is the code of the Pala Main branch. In the MICR code 686177322, 686 is the city, 177 the bank and 322 the branch.

Other Kerala State Co-operative Bank branches in Kottayam

All 60 Kerala State Co-operative Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kerala State Co-operative Bank's Pala Main branch (Kottayam, Kerala) is KSBK0001322.

  2. 686177322. MICR is printed at the bottom of the branch's cheques.

  3. 796,Pala Main,Pala,Kottayam PIN 686575

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC KSBK0001322 with the beneficiary's account number.

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