KSBK0000020: Kerala State Co-operative Bank, Wayanad
IFSC code KSBK0000020 belongs to the Wayanad branch of Kerala State Co-operative Bank in Wayanad, Kerala. Its MICR code is 673177202.
Branch address
Kerala State Co-operative Bank
Near Leo Hospital,Kalpetta
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Not marked | Payments by UPI ID or mobile number from apps |
Reading this IFSC
KSBK is Kerala State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000020 is the code of the Wayanad branch. In the MICR code 673177202, 673 is the city, 177 the bank and 202 the branch.
Other Kerala State Co-operative Bank branches in Wayanad
All 35 Kerala State Co-operative Bank branches in Wayanad
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Kerala State Co-operative Bank's Wayanad branch (Wayanad, Kerala) is KSBK0000020.
673177202. MICR is printed at the bottom of the branch's cheques.
Near Leo Hospital,Kalpetta
RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC KSBK0000020 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

