KKBK0009320: Kotak Mahindra Bank, Kochi Ravipuram
IFSC code KKBK0009320 belongs to the Kochi Ravipuram branch of Kotak Mahindra Bank in Ernakulam, Kerala. Its MICR code is 682485012.
Branch address
Kotak Mahindra Bank
Kotak Mahindra Bank Ltd 61 1828 Pynadath Tower Atlantis Perumanoor M G Road Ravipuram Cochin 682015 Kerala
Open in a map · Pincode 682015: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 009320 is the code of the Kochi Ravipuram branch. In the MICR code 682485012, 682 is the city, 485 the bank and 012 the branch.
Other Kotak Mahindra Bank branches in Ernakulam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Kotak Mahindra Bank's Kochi Ravipuram branch (Ernakulam, Kerala) is KKBK0009320.
682485012. MICR is printed at the bottom of the branch's cheques.
Kotak Mahindra Bank Ltd 61 1828 Pynadath Tower Atlantis Perumanoor M G Road Ravipuram Cochin 682015 Kerala
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0009320 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

