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Kotak Mahindra Bank · Guntur

KKBK0007748: Kotak Mahindra Bank, Vidyanagar Ring Road

IFSC code KKBK0007748 belongs to the Vidyanagar Ring Road branch of Kotak Mahindra Bank in Guntur, Andhra Pradesh. Its MICR code is 520485105.

IFSC
KKBK0007748
MICR
520485105
Bank
Kotak Mahindra Bank
Branch
Vidyanagar Ring Road
District
Guntur
State
Andhra Pradesh

Branch address

Kotak Mahindra Bank
Ground Floor V Ward Kasi Arcade Vidyanagar Ring Rd Guntur 522006

Open in a map · Pincode 522006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 007748 is the code of the Vidyanagar Ring Road branch. In the MICR code 520485105, 520 is the city, 485 the bank and 105 the branch.

Other Kotak Mahindra Bank branches in Guntur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Vidyanagar Ring Road branch (Guntur, Andhra Pradesh) is KKBK0007748.

  2. 520485105. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor V Ward Kasi Arcade Vidyanagar Ring Rd Guntur 522006

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0007748 with the beneficiary's account number.

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