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Kotak Mahindra Bank · Gaya

KKBK0005702: Kotak Mahindra Bank, Gaya Branch

IFSC code KKBK0005702 belongs to the Gaya Branch branch of Kotak Mahindra Bank in Gaya, Bihar. Its MICR code is 823485002.

IFSC
KKBK0005702
MICR
823485002
Bank
Kotak Mahindra Bank
Branch
Gaya Branch
District
Gaya
State
Bihar

Branch address

Kotak Mahindra Bank
Ground Floor Plot No 3a GB Road Near Eastern Gate of Zilla School Gaya 823001

Open in a map · Pincode 823001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 005702 is the code of the Gaya Branch branch. In the MICR code 823485002, 823 is the city, 485 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Gaya Branch branch (Gaya, Bihar) is KKBK0005702.

  2. 823485002. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Plot No 3a GB Road Near Eastern Gate of Zilla School Gaya 823001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0005702 with the beneficiary's account number.

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