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Kotak Mahindra Bank · Patiala

KKBK0004082: Kotak Mahindra Bank, Patiala Chotti Baradari

IFSC code KKBK0004082 belongs to the Patiala Chotti Baradari branch of Kotak Mahindra Bank in Patiala, Punjab. Its MICR code is 147485003.

IFSC
KKBK0004082
MICR
147485003
Bank
Kotak Mahindra Bank
Branch
Patiala Chotti Baradari
District
Patiala
State
Punjab

Branch address

Kotak Mahindra Bank
Plot No 137 A Chotti Baradari Patiala Patiala and Punjab 147001

Open in a map · Pincode 147001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 004082 is the code of the Patiala Chotti Baradari branch. In the MICR code 147485003, 147 is the city, 485 the bank and 003 the branch.

Other Kotak Mahindra Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Kotak Mahindra Bank's Patiala Chotti Baradari branch (Patiala, Punjab) is KKBK0004082.

  2. 147485003. MICR is printed at the bottom of the branch's cheques.

  3. Plot No 137 A Chotti Baradari Patiala Patiala and Punjab 147001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0004082 with the beneficiary's account number.

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