KKBK0004078: Kotak Mahindra Bank, Pakhoke
IFSC code KKBK0004078 belongs to the Pakhoke branch of Kotak Mahindra Bank in Barnala, Punjab. Its MICR code is 148485053.
Branch address
Kotak Mahindra Bank
Kartar Palace Moga Road Vill Pakhoke Kanchiyan Tehsil and Dist Barnala 148 101 Punjab State
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 004078 is the code of the Pakhoke branch. In the MICR code 148485053, 148 is the city, 485 the bank and 053 the branch.
Other Kotak Mahindra Bank branches in Barnala
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Kotak Mahindra Bank's Pakhoke branch (Barnala, Punjab) is KKBK0004078.
148485053. MICR is printed at the bottom of the branch's cheques.
Kartar Palace Moga Road Vill Pakhoke Kanchiyan Tehsil and Dist Barnala 148 101 Punjab State
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0004078 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation