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Kotak Mahindra Bank · Shahid Bhagat Singh Nagar

KKBK0004077: Kotak Mahindra Bank, Nawanshahar

IFSC code KKBK0004077 belongs to the Nawanshahar branch of Kotak Mahindra Bank in Shahid Bhagat Singh Nagar, Punjab. Its MICR code is 144485302.

IFSC
KKBK0004077
MICR
144485302
Bank
Kotak Mahindra Bank
Branch
Nawanshahar
District
Shahid Bhagat Singh Nagar
State
Punjab

Branch address

Kotak Mahindra Bank
No 105 324 and Khata No 125 170 Gujapur Kalan Nawanshahar Shahid Bahagath Singh Nagar 144514

Open in a map · Pincode 144514: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 004077 is the code of the Nawanshahar branch. In the MICR code 144485302, 144 is the city, 485 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Nawanshahar branch (Shahid Bhagat Singh Nagar, Punjab) is KKBK0004077.

  2. 144485302. MICR is printed at the bottom of the branch's cheques.

  3. No 105 324 and Khata No 125 170 Gujapur Kalan Nawanshahar Shahid Bahagath Singh Nagar 144514

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0004077 with the beneficiary's account number.

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