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Kotak Mahindra Bank · Gurdaspur

KKBK0004071: Kotak Mahindra Bank, Malewal

IFSC code KKBK0004071 belongs to the Malewal branch of Kotak Mahindra Bank in Gurdaspur, Punjab. Its MICR code is 142485204.

IFSC
KKBK0004071
MICR
142485204
Bank
Kotak Mahindra Bank
Branch
Malewal
District
Gurdaspur
State
Punjab

Branch address

Kotak Mahindra Bank
H No 70 PO Talwandi Rama Vill Malewal 143604 Tehsil Dera Baba Nanak

Open in a map · Pincode 143604: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 004071 is the code of the Malewal branch. In the MICR code 142485204, 142 is the city, 485 the bank and 204 the branch.

Other Kotak Mahindra Bank branches in Gurdaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Malewal branch (Gurdaspur, Punjab) is KKBK0004071.

  2. 142485204. MICR is printed at the bottom of the branch's cheques.

  3. H No 70 PO Talwandi Rama Vill Malewal 143604 Tehsil Dera Baba Nanak

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0004071 with the beneficiary's account number.

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