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Kotak Mahindra Bank · Surat

KKBK0002889: Kotak Mahindra Bank, Surat - Mota Varaccha

IFSC code KKBK0002889 belongs to the Surat - Mota Varaccha branch of Kotak Mahindra Bank in Surat, Gujarat. Its MICR code is 394485004.

IFSC
KKBK0002889
MICR
394485004
Bank
Kotak Mahindra Bank
Branch
Surat - Mota Varaccha
District
Surat
State
Gujarat

Branch address

Kotak Mahindra Bank
Kotak Mahindra Bank Ltd, Shop No G -1 & 103 & 104, Oxygen House, Sudama Chowk, Mota Varaccha, Surat - 394101. Gujarat

Open in a map · Pincode 394101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 002889 is the code of the Surat - Mota Varaccha branch. In the MICR code 394485004, 394 is the city, 485 the bank and 004 the branch.

Other Kotak Mahindra Bank branches in Surat

All 47 Kotak Mahindra Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Surat - Mota Varaccha branch (Surat, Gujarat) is KKBK0002889.

  2. 394485004. MICR is printed at the bottom of the branch's cheques.

  3. Kotak Mahindra Bank Ltd, Shop No G -1 & 103 & 104, Oxygen House, Sudama Chowk, Mota Varaccha, Surat - 394101. Gujarat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0002889 with the beneficiary's account number.

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