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Kotak Mahindra Bank · Ratnagiri

KKBK0001991: Kotak Mahindra Bank, Ratnagiri Branch

IFSC code KKBK0001991 belongs to the Ratnagiri Branch branch of Kotak Mahindra Bank in Ratnagiri, Maharashtra. Its MICR code is 415485051.

IFSC
KKBK0001991
MICR
415485051
Bank
Kotak Mahindra Bank
Branch
Ratnagiri Branch
District
Ratnagiri
State
Maharashtra

Branch address

Kotak Mahindra Bank
Ratnagiri Branch, Ground Floor & Mezzanine Shop No.4,5&6, Vyankatesh Executive Maruti Mandir Circle, Ratnagiri 415639 Maharashtra.

Open in a map · Pincode 415639: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 001991 is the code of the Ratnagiri Branch branch. In the MICR code 415485051, 415 is the city, 485 the bank and 051 the branch.

Other Kotak Mahindra Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Ratnagiri Branch branch (Ratnagiri, Maharashtra) is KKBK0001991.

  2. 415485051. MICR is printed at the bottom of the branch's cheques.

  3. Ratnagiri Branch, Ground Floor & Mezzanine Shop No.4,5&6, Vyankatesh Executive Maruti Mandir Circle, Ratnagiri 415639 Maharashtra.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0001991 with the beneficiary's account number.

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