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Kotak Mahindra Bank · Kapurthala

KKBK0000253: Kotak Mahindra Bank, Phagwara

IFSC code KKBK0000253 belongs to the Phagwara branch of Kotak Mahindra Bank in Kapurthala, Punjab. Its MICR code is 144485712.

IFSC
KKBK0000253
MICR
144485712
Bank
Kotak Mahindra Bank
Branch
Phagwara
District
Kapurthala
State
Punjab

Branch address

Kotak Mahindra Bank
Ugf,Milap Towers,Opp.Ohri Towers,G.T. Road,Phagwara - 144 401

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 000253 is the code of the Phagwara branch. In the MICR code 144485712, 144 is the city, 485 the bank and 712 the branch.

Other Kotak Mahindra Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Phagwara branch (Kapurthala, Punjab) is KKBK0000253.

  2. 144485712. MICR is printed at the bottom of the branch's cheques.

  3. Ugf,Milap Towers,Opp.Ohri Towers,G.T. Road,Phagwara - 144 401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0000253 with the beneficiary's account number.

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