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Kalyan Janata Sahakari Bank · Surat

KJSB0000219: Kalyan Janata Sahakari Bank, Surat

IFSC code KJSB0000219 belongs to the Surat branch of Kalyan Janata Sahakari Bank in Surat, Gujarat. Its MICR code is 395367002.

IFSC
KJSB0000219
MICR
395367002
Bank
Kalyan Janata Sahakari Bank
Branch
Surat
District
Surat
State
Gujarat
Phone
+912612995251

Branch address

Kalyan Janata Sahakari Bank
Shop No.G-15,16g17g18,Times Galaria,Block No.272/A,Revenue Survey No.300/1b,Kumbharia,Saroli,Surat,Gujarat-395010

Open in a map · Pincode 395010: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KJSB is Kalyan Janata Sahakari Bank's bank code, the fifth character 0 is kept for future use, and 000219 is the code of the Surat branch. In the MICR code 395367002, 395 is the city, 367 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Kalyan Janata Sahakari Bank's Surat branch (Surat, Gujarat) is KJSB0000219.

  2. 395367002. MICR is printed at the bottom of the branch's cheques.

  3. Shop No.G-15,16g17g18,Times Galaria,Block No.272/A,Revenue Survey No.300/1b,Kumbharia,Saroli,Surat,Gujarat-395010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KJSB0000219 with the beneficiary's account number.

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