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Karnataka Bank · S.A.S Nagar

KARB0000899: Karnataka Bank, Zirakpur

IFSC code KARB0000899 belongs to the Zirakpur branch of Karnataka Bank in S.A.S Nagar, Punjab. Its MICR code is 160052005.

IFSC
KARB0000899
MICR
160052005
Bank
Karnataka Bank
Branch
Zirakpur
District
S.A.S Nagar
State
Punjab

Branch address

Karnataka Bank
No.1&2, Veer Complex, Vip Road, Zirakpur-140603

Open in a map · Pincode 140603: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000899 is the code of the Zirakpur branch. In the MICR code 160052005, 160 is the city, 052 the bank and 005 the branch.

Other Karnataka Bank branches in S.A.S Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Zirakpur branch (S.A.S Nagar, Punjab) is KARB0000899.

  2. 160052005. MICR is printed at the bottom of the branch's cheques.

  3. No.1&2, Veer Complex, Vip Road, Zirakpur-140603

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000899 with the beneficiary's account number.

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