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Karnataka Bank · Ayodhya

KARB0000873: Karnataka Bank, Ayodhya

IFSC code KARB0000873 belongs to the Ayodhya branch of Karnataka Bank in Ayodhya, Uttar Pradesh. Its MICR code is 224052002.

IFSC
KARB0000873
MICR
224052002
Bank
Karnataka Bank
Branch
Ayodhya
District
Ayodhya
State
Uttar Pradesh

Branch address

Karnataka Bank
Choti Devkali Complex,Ram Path Road,Beside Choti Devkali Mandir,15/3/59,Devkali,Ayodhya-224 123 Ayodhya Taluk & District, Uttar Pradesh

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000873 is the code of the Ayodhya branch. In the MICR code 224052002, 224 is the city, 052 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Ayodhya branch (Ayodhya, Uttar Pradesh) is KARB0000873.

  2. 224052002. MICR is printed at the bottom of the branch's cheques.

  3. Choti Devkali Complex,Ram Path Road,Beside Choti Devkali Mandir,15/3/59,Devkali,Ayodhya-224 123 Ayodhya Taluk & District, Uttar Pradesh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000873 with the beneficiary's account number.

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