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Karnataka Bank · Ludhiana

KARB0000452: Karnataka Bank, Ludhiana Punjab

IFSC code KARB0000452 belongs to the Ludhiana Punjab branch of Karnataka Bank in Ludhiana, Punjab. Its MICR code is 141052002.

IFSC
KARB0000452
MICR
141052002
Bank
Karnataka Bank
Branch
Ludhiana Punjab
District
Ludhiana
State
Punjab
Phone
+911612539943

Branch address

Karnataka Bank
B-15/179,Ist Floor S0na Complex, Nirankari Kucha, No.4,G.T.Road,Millerganj Ludhiana, PIN - 141003

Open in a map · Pincode 141003: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000452 is the code of the Ludhiana Punjab branch. In the MICR code 141052002, 141 is the city, 052 the bank and 002 the branch.

Other Karnataka Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Ludhiana Punjab branch (Ludhiana, Punjab) is KARB0000452.

  2. 141052002. MICR is printed at the bottom of the branch's cheques.

  3. B-15/179,Ist Floor S0na Complex, Nirankari Kucha, No.4,G.T.Road,Millerganj Ludhiana, PIN - 141003

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000452 with the beneficiary's account number.

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