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Karnataka Bank · East District

KARB0000282: Karnataka Bank, Gangtok

IFSC code KARB0000282 belongs to the Gangtok branch of Karnataka Bank in East District, Sikkim. Its MICR code is 737052002.

IFSC
KARB0000282
MICR
737052002
Bank
Karnataka Bank
Branch
Gangtok
District
East District
State
Sikkim
Phone
+918001191887

Branch address

Karnataka Bank
Mundra Building,M G Marg,Gangtok-737101

Open in a map · Pincode 737101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000282 is the code of the Gangtok branch. In the MICR code 737052002, 737 is the city, 052 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Gangtok branch (East District, Sikkim) is KARB0000282.

  2. 737052002. MICR is printed at the bottom of the branch's cheques.

  3. Mundra Building,M G Marg,Gangtok-737101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000282 with the beneficiary's account number.

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