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Karnataka Bank · Ernakulam

KARB0000039: Karnataka Bank, Aluva

IFSC code KARB0000039 belongs to the Aluva branch of Karnataka Bank in Ernakulam, Kerala. Its MICR code is 682052003.

IFSC
KARB0000039
MICR
682052003
Bank
Karnataka Bank
Branch
Aluva
District
Ernakulam
State
Kerala
Phone
+919447044415

Branch address

Karnataka Bank
No.Xix by 271,Market Road,Bank Junction,Aluva 683 101

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000039 is the code of the Aluva branch. In the MICR code 682052003, 682 is the city, 052 the bank and 003 the branch.

Other Karnataka Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Aluva branch (Ernakulam, Kerala) is KARB0000039.

  2. 682052003. MICR is printed at the bottom of the branch's cheques.

  3. No.Xix by 271,Market Road,Bank Junction,Aluva 683 101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000039 with the beneficiary's account number.

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