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Karnataka Bank · Aurangabad

KARB0000031: Karnataka Bank, Aurangabad

IFSC code KARB0000031 belongs to the Aurangabad branch of Karnataka Bank in Aurangabad, Maharashtra. Its MICR code is 431052003.

IFSC
KARB0000031
MICR
431052003
Bank
Karnataka Bank
Branch
Aurangabad
District
Aurangabad
State
Maharashtra
Phone
+912402341585

Branch address

Karnataka Bank
Shop No.4,Ground Floor Tapadia Terraces,Adalat Road,Aurangabad, PIN - 431001

Open in a map · Pincode 431001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KARB is Karnataka Bank's bank code, the fifth character 0 is kept for future use, and 000031 is the code of the Aurangabad branch. In the MICR code 431052003, 431 is the city, 052 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Karnataka Bank's Aurangabad branch (Aurangabad, Maharashtra) is KARB0000031.

  2. 431052003. MICR is printed at the bottom of the branch's cheques.

  3. Shop No.4,Ground Floor Tapadia Terraces,Adalat Road,Aurangabad, PIN - 431001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KARB0000031 with the beneficiary's account number.

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