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Jana Small Finance Bank · Sangrur

JSFB0004956: Jana Small Finance Bank, Bhawanigadh

IFSC code JSFB0004956 belongs to the Bhawanigadh branch of Jana Small Finance Bank in Sangrur, Punjab. Its MICR code is 148788002.

IFSC
JSFB0004956
MICR
148788002
Bank
Jana Small Finance Bank
Branch
Bhawanigadh
District
Sangrur
State
Punjab
Phone
+919729797075

Branch address

Jana Small Finance Bank
Jana Small Finance Bank Ltd,Bishan Nagar,Opp Radhe Krishan Mandir,Patiala Road,Bhawanigarh,Punjab 148026

Open in a map · Pincode 148026: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004956 is the code of the Bhawanigadh branch. In the MICR code 148788002, 148 is the city, 788 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jana Small Finance Bank's Bhawanigadh branch (Sangrur, Punjab) is JSFB0004956.

  2. 148788002. MICR is printed at the bottom of the branch's cheques.

  3. Jana Small Finance Bank Ltd,Bishan Nagar,Opp Radhe Krishan Mandir,Patiala Road,Bhawanigarh,Punjab 148026

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004956 with the beneficiary's account number.

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