JSFB0004870: Jana Small Finance Bank, Garadiya
IFSC code JSFB0004870 belongs to the Garadiya branch of Jana Small Finance Bank in Mahisagar, Gujarat. Its MICR code is 389788502.
- IFSC
- JSFB0004870
- MICR
- 389788502
- Branch
- Garadiya
- District
- Mahisagar
- State
- Gujarat
- Phone
- +918140804038
Branch address
Jana Small Finance Bank
Jana Small Finance Bank,Moje Garadiya,Khata No 287,PO Gada,Garadiya,Taluka Santrampur,District Mahisagar,389260
Open in a map · Pincode 389260: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004870 is the code of the Garadiya branch. In the MICR code 389788502, 389 is the city, 788 the bank and 502 the branch.
Other Jana Small Finance Bank branches in Mahisagar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Jana Small Finance Bank's Garadiya branch (Mahisagar, Gujarat) is JSFB0004870.
389788502. MICR is printed at the bottom of the branch's cheques.
Jana Small Finance Bank,Moje Garadiya,Khata No 287,PO Gada,Garadiya,Taluka Santrampur,District Mahisagar,389260
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004870 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation