JSFB0004631: Jana Small Finance Bank, Mahasamund Municipality
IFSC code JSFB0004631 belongs to the Mahasamund Municipality branch of Jana Small Finance Bank in Mahasamund, Chhattisgarh. Its MICR code is 493788101.
- IFSC
- JSFB0004631
- MICR
- 493788101
- Branch
- Mahasamund Municipality
- District
- Mahasamund
- State
- Chhattisgarh
Branch address
Jana Small Finance Bank
Opposite Railway Station Beside Vijaya Bank Mahasumund 493445
Open in a map · Pincode 493445: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004631 is the code of the Mahasamund Municipality branch. In the MICR code 493788101, 493 is the city, 788 the bank and 101 the branch.
Other Jana Small Finance Bank branches in Mahasamund
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Jana Small Finance Bank's Mahasamund Municipality branch (Mahasamund, Chhattisgarh) is JSFB0004631.
493788101. MICR is printed at the bottom of the branch's cheques.
Opposite Railway Station Beside Vijaya Bank Mahasumund 493445
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004631 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

