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Jana Small Finance Bank · Ludhiana

JSFB0004585: Jana Small Finance Bank, Ludhiana

IFSC code JSFB0004585 belongs to the Ludhiana branch of Jana Small Finance Bank in Ludhiana, Punjab. Its MICR code is 141788002.

IFSC
JSFB0004585
MICR
141788002
Bank
Jana Small Finance Bank
Branch
Ludhiana
District
Ludhiana
State
Punjab

Branch address

Jana Small Finance Bank
Ground Floor, Shanghai Tower, Shop Cum Flat No 13, Feroz Gandhi Market, Municipal Council No B26, Ludhiana Punjab,PIN 141001

Open in a map · Pincode 141001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004585 is the code of the Ludhiana branch. In the MICR code 141788002, 141 is the city, 788 the bank and 002 the branch.

Other Jana Small Finance Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jana Small Finance Bank's Ludhiana branch (Ludhiana, Punjab) is JSFB0004585.

  2. 141788002. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Shanghai Tower, Shop Cum Flat No 13, Feroz Gandhi Market, Municipal Council No B26, Ludhiana Punjab,PIN 141001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004585 with the beneficiary's account number.

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