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Jana Small Finance Bank · Surat

JSFB0003102: Jana Small Finance Bank, Varacha

IFSC code JSFB0003102 belongs to the Varacha branch of Jana Small Finance Bank in Surat, Gujarat. Its MICR code is 395788006.

IFSC
JSFB0003102
MICR
395788006
Bank
Jana Small Finance Bank
Branch
Varacha
District
Surat
State
Gujarat

Branch address

Jana Small Finance Bank
Jana Small Finance Bank Ltd,Plot No.407,408,4th Floor,Swastic Plaza,Ward No.356,Yogi Chowk,Varachha,Surat,Gujarat -395006

Open in a map · Pincode 395006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 003102 is the code of the Varacha branch. In the MICR code 395788006, 395 is the city, 788 the bank and 006 the branch.

Other Jana Small Finance Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jana Small Finance Bank's Varacha branch (Surat, Gujarat) is JSFB0003102.

  2. 395788006. MICR is printed at the bottom of the branch's cheques.

  3. Jana Small Finance Bank Ltd,Plot No.407,408,4th Floor,Swastic Plaza,Ward No.356,Yogi Chowk,Varachha,Surat,Gujarat -395006

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0003102 with the beneficiary's account number.

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