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Jammu and Kashmir Bank · Surat

JAKA0SOORAT: Jammu and Kashmir Bank, Surat

IFSC code JAKA0SOORAT belongs to the Surat branch of Jammu and Kashmir Bank in Surat, Gujarat. Its MICR code is 395051002.

IFSC
JAKA0SOORAT
MICR
395051002
Bank
Jammu and Kashmir Bank
Branch
Surat
District
Surat
State
Gujarat
Phone
+912612325657

Branch address

Jammu and Kashmir Bank
Supetex Tower, Near Kinnery Cinema,Ring Road, Surat

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and SOORAT is the code of the Surat branch. In the MICR code 395051002, 395 is the city, 051 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Surat branch (Surat, Gujarat) is JAKA0SOORAT.

  2. 395051002. MICR is printed at the bottom of the branch's cheques.

  3. Supetex Tower, Near Kinnery Cinema,Ring Road, Surat

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0SOORAT with the beneficiary's account number.

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