JAKA0SKADAL: Jammu and Kashmir Bank, Saida Kadal
IFSC code JAKA0SKADAL belongs to the Saida Kadal branch of Jammu and Kashmir Bank in Srinagar, Jammu and Kashmir. Its MICR code is 190051098.
- IFSC
- JAKA0SKADAL
- MICR
- 190051098
- Branch
- Saida Kadal
- District
- Srinagar
- State
- Jammu and Kashmir
- Phone
- +919018779779
Branch address
Jammu and Kashmir Bank
Saida Kadal Main Chowk, Srinagar, Kashmir JK PIN 190003
Open in a map · Pincode 190003: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and SKADAL is the code of the Saida Kadal branch. In the MICR code 190051098, 190 is the city, 051 the bank and 098 the branch.
Other Jammu and Kashmir Bank branches in Srinagar
All 122 Jammu and Kashmir Bank branches in Srinagar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Jammu and Kashmir Bank's Saida Kadal branch (Srinagar, Jammu and Kashmir) is JAKA0SKADAL.
190051098. MICR is printed at the bottom of the branch's cheques.
Saida Kadal Main Chowk, Srinagar, Kashmir JK PIN 190003
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0SKADAL with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

