Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Jammu and Kashmir Bank · Shopian

JAKA0RATSHP: Jammu and Kashmir Bank, Ratnipora Shopian

IFSC code JAKA0RATSHP belongs to the Ratnipora Shopian branch of Jammu and Kashmir Bank in Shopian, Jammu and Kashmir. Its MICR code is 192051211.

IFSC
JAKA0RATSHP
MICR
192051211
Bank
Jammu and Kashmir Bank
Branch
Ratnipora Shopian
District
Shopian
State
Jammu and Kashmir
Phone
+919697957675

Branch address

Jammu and Kashmir Bank
Ratnipora,District Shopian,J and K PIN Code 192303

Open in a map · Pincode 192303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and RATSHP is the code of the Ratnipora Shopian branch. In the MICR code 192051211, 192 is the city, 051 the bank and 211 the branch.

Other Jammu and Kashmir Bank branches in Shopian

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Jammu and Kashmir Bank's Ratnipora Shopian branch (Shopian, Jammu and Kashmir) is JAKA0RATSHP.

  2. 192051211. MICR is printed at the bottom of the branch's cheques.

  3. Ratnipora,District Shopian,J and K PIN Code 192303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0RATSHP with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation