JAKA0PHALIA: Jammu and Kashmir Bank, Phaliana
IFSC code JAKA0PHALIA belongs to the Phaliana branch of Jammu and Kashmir Bank in Rajouri, Jammu and Kashmir. Its MICR code is 185051023.
- IFSC
- JAKA0PHALIA
- MICR
- 185051023
- Branch
- Phaliana
- District
- Rajouri
- State
- Jammu and Kashmir
- Phone
- +919419111105
Branch address
Jammu and Kashmir Bank
Post Office Muradpur, Rajouri, JK PIN 185131
Open in a map · Pincode 185131: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and PHALIA is the code of the Phaliana branch. In the MICR code 185051023, 185 is the city, 051 the bank and 023 the branch.
Other Jammu and Kashmir Bank branches in Rajouri
All 45 Jammu and Kashmir Bank branches in Rajouri
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Jammu and Kashmir Bank's Phaliana branch (Rajouri, Jammu and Kashmir) is JAKA0PHALIA.
185051023. MICR is printed at the bottom of the branch's cheques.
Post Office Muradpur, Rajouri, JK PIN 185131
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0PHALIA with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation