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Jammu and Kashmir Bank · Patiala

JAKA0PATIAL: Jammu and Kashmir Bank, Patiala

IFSC code JAKA0PATIAL belongs to the Patiala branch of Jammu and Kashmir Bank in Patiala, Punjab. Its MICR code is 147051002.

IFSC
JAKA0PATIAL
MICR
147051002
Bank
Jammu and Kashmir Bank
Branch
Patiala
District
Patiala
State
Punjab
Phone
+911752202283

Branch address

Jammu and Kashmir Bank
Sco-4, Opp Income Tax Office, Cantt Road, Patiala, Punjab -147001

Open in a map · Pincode 147001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and PATIAL is the code of the Patiala branch. In the MICR code 147051002, 147 is the city, 051 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Patiala branch (Patiala, Punjab) is JAKA0PATIAL.

  2. 147051002. MICR is printed at the bottom of the branch's cheques.

  3. Sco-4, Opp Income Tax Office, Cantt Road, Patiala, Punjab -147001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0PATIAL with the beneficiary's account number.

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