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Jammu and Kashmir Bank · Kargil

JAKA0KARLAL: Jammu and Kashmir Bank, Lal Chowk Kargil

IFSC code JAKA0KARLAL belongs to the Lal Chowk Kargil branch of Jammu and Kashmir Bank in Kargil, Jammu and Kashmir. Its MICR code is 194051021.

IFSC
JAKA0KARLAL
MICR
194051021
Bank
Jammu and Kashmir Bank
Branch
Lal Chowk Kargil
District
Kargil
State
Jammu and Kashmir
Phone
+919419899712

Branch address

Jammu and Kashmir Bank
Lalchowkkargilpin194103

Open in a map · Pincode 194103: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and KARLAL is the code of the Lal Chowk Kargil branch. In the MICR code 194051021, 194 is the city, 051 the bank and 021 the branch.

Other Jammu and Kashmir Bank branches in Kargil

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Jammu and Kashmir Bank's Lal Chowk Kargil branch (Kargil, Jammu and Kashmir) is JAKA0KARLAL.

  2. 194051021. MICR is printed at the bottom of the branch's cheques.

  3. Lalchowkkargilpin194103

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0KARLAL with the beneficiary's account number.

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