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Jammu and Kashmir Bank · Ludhiana

JAKA0IALUDH: Jammu and Kashmir Bank, Industrial Area Ludhiana

IFSC code JAKA0IALUDH belongs to the Industrial Area Ludhiana branch of Jammu and Kashmir Bank in Ludhiana, Punjab. Its MICR code is 141051003.

IFSC
JAKA0IALUDH
MICR
141051003
Bank
Jammu and Kashmir Bank
Branch
Industrial Area Ludhiana
District
Ludhiana
State
Punjab
Phone
+911612221296

Branch address

Jammu and Kashmir Bank
Plot No.330, Industrial Area-A,Near Cheema Chowk

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and IALUDH is the code of the Industrial Area Ludhiana branch. In the MICR code 141051003, 141 is the city, 051 the bank and 003 the branch.

Other Jammu and Kashmir Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Industrial Area Ludhiana branch (Ludhiana, Punjab) is JAKA0IALUDH.

  2. 141051003. MICR is printed at the bottom of the branch's cheques.

  3. Plot No.330, Industrial Area-A,Near Cheema Chowk

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0IALUDH with the beneficiary's account number.

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