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Jammu and Kashmir Bank · Kangra

JAKA0DSHALA: Jammu and Kashmir Bank, Dharamshala

IFSC code JAKA0DSHALA belongs to the Dharamshala branch of Jammu and Kashmir Bank in Kangra, Himachal Pradesh. Its MICR code is 176051102.

IFSC
JAKA0DSHALA
MICR
176051102
Bank
Jammu and Kashmir Bank
Branch
Dharamshala
District
Kangra
State
Himachal Pradesh
Phone
+911822228075

Branch address

Jammu and Kashmir Bank
Kotwali Bazar,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and DSHALA is the code of the Dharamshala branch. In the MICR code 176051102, 176 is the city, 051 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Dharamshala branch (Kangra, Himachal Pradesh) is JAKA0DSHALA.

  2. 176051102. MICR is printed at the bottom of the branch's cheques.

  3. Kotwali Bazar,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0DSHALA with the beneficiary's account number.

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