JAKA0BAKURA: Jammu and Kashmir Bank, Bakura Ganderbal
IFSC code JAKA0BAKURA belongs to the Bakura Ganderbal branch of Jammu and Kashmir Bank in Ganderbal, Jammu and Kashmir. Its MICR code is 191051123.
- IFSC
- JAKA0BAKURA
- MICR
- 191051123
- Branch
- Bakura Ganderbal
- District
- Ganderbal
- State
- Jammu and Kashmir
- Phone
- +917928001500
Branch address
Jammu and Kashmir Bank
Bakura Ganderbal, Post Office Shuhama, Tehsil Ganderbal
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and BAKURA is the code of the Bakura Ganderbal branch. In the MICR code 191051123, 191 is the city, 051 the bank and 123 the branch.
Other Jammu and Kashmir Bank branches in Ganderbal
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Jammu and Kashmir Bank's Bakura Ganderbal branch (Ganderbal, Jammu and Kashmir) is JAKA0BAKURA.
191051123. MICR is printed at the bottom of the branch's cheques.
Bakura Ganderbal, Post Office Shuhama, Tehsil Ganderbal
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0BAKURA with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

