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Jammu and Kashmir Bank · Poonch

JAKA0ARAYEE: Jammu and Kashmir Bank, Arai Poonch

IFSC code JAKA0ARAYEE belongs to the Arai Poonch branch of Jammu and Kashmir Bank in Poonch, Jammu and Kashmir. Its MICR code is 185051128.

IFSC
JAKA0ARAYEE
MICR
185051128
Bank
Jammu and Kashmir Bank
Branch
Arai Poonch
District
Poonch
State
Jammu and Kashmir
Phone
+917889672514

Branch address

Jammu and Kashmir Bank
Arai, Post Office Arai, Tehsil Mandi, District Poonch

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and ARAYEE is the code of the Arai Poonch branch. In the MICR code 185051128, 185 is the city, 051 the bank and 128 the branch.

Other Jammu and Kashmir Bank branches in Poonch

All 32 Jammu and Kashmir Bank branches in Poonch

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Jammu and Kashmir Bank's Arai Poonch branch (Poonch, Jammu and Kashmir) is JAKA0ARAYEE.

  2. 185051128. MICR is printed at the bottom of the branch's cheques.

  3. Arai, Post Office Arai, Tehsil Mandi, District Poonch

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0ARAYEE with the beneficiary's account number.

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