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Indian Overseas Bank · Junagadh

IOBA0004209: Indian Overseas Bank, Madhuram Gate

IFSC code IOBA0004209 belongs to the Madhuram Gate branch of Indian Overseas Bank in Junagadh, Gujarat. Its MICR code is 362020002.

IFSC
IOBA0004209
MICR
362020002
Bank
Indian Overseas Bank
Branch
Madhuram Gate
District
Junagadh
State
Gujarat

Branch address

Indian Overseas Bank
Shop No.9 to 13, Vinayak Prime Building A, Madhuram, Junagadh - Somnath Road, Junagadh 362015

Open in a map · Pincode 362015: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004209 is the code of the Madhuram Gate branch. In the MICR code 362020002, 362 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Junagadh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Madhuram Gate branch (Junagadh, Gujarat) is IOBA0004209.

  2. 362020002. MICR is printed at the bottom of the branch's cheques.

  3. Shop No.9 to 13, Vinayak Prime Building A, Madhuram, Junagadh - Somnath Road, Junagadh 362015

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004209 with the beneficiary's account number.

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