IOBA0004194: Indian Overseas Bank, University Road
IFSC code IOBA0004194 belongs to the University Road branch of Indian Overseas Bank in Rajkot, Gujarat. Its MICR code is 360020010.
Branch address
Indian Overseas Bank
Ground Floor, Swami Complex, Plot No.15/A, Opp. Sleepwell Gallery, Jyoti Nagar Main Road, University Road - Kalawad Road, Rajkot
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004194 is the code of the University Road branch. In the MICR code 360020010, 360 is the city, 020 the bank and 010 the branch.
Other Indian Overseas Bank branches in Rajkot
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's University Road branch (Rajkot, Gujarat) is IOBA0004194.
360020010. MICR is printed at the bottom of the branch's cheques.
Ground Floor, Swami Complex, Plot No.15/A, Opp. Sleepwell Gallery, Jyoti Nagar Main Road, University Road - Kalawad Road, Rajkot
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004194 with the beneficiary's account number.
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