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Indian Overseas Bank · Ramgarh

IOBA0004175: Indian Overseas Bank, Ramgarh

IFSC code IOBA0004175 belongs to the Ramgarh branch of Indian Overseas Bank in Ramgarh, Jharkhand. Its MICR code is 829020004.

IFSC
IOBA0004175
MICR
829020004
Bank
Indian Overseas Bank
Branch
Ramgarh
District
Ramgarh
State
Jharkhand

Branch address

Indian Overseas Bank
Near Block Office NH 33 Ramgarh Cantt, Jharkhand, 829122

Open in a map · Pincode 829122: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004175 is the code of the Ramgarh branch. In the MICR code 829020004, 829 is the city, 020 the bank and 004 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ramgarh branch (Ramgarh, Jharkhand) is IOBA0004175.

  2. 829020004. MICR is printed at the bottom of the branch's cheques.

  3. Near Block Office NH 33 Ramgarh Cantt, Jharkhand, 829122

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004175 with the beneficiary's account number.

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