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Indian Overseas Bank · Chatra

IOBA0004155: Indian Overseas Bank, Nagwan-Chatra

IFSC code IOBA0004155 belongs to the Nagwan-Chatra branch of Indian Overseas Bank in Chatra, Jharkhand. Its MICR code is 825020004.

IFSC
IOBA0004155
MICR
825020004
Bank
Indian Overseas Bank
Branch
Nagwan-Chatra
District
Chatra
State
Jharkhand
Phone
+918925954155

Branch address

Indian Overseas Bank
College Road Nagwan Near DC Office Dist Chatra Jharkhand PIN 825408

Open in a map · Pincode 825408: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004155 is the code of the Nagwan-Chatra branch. In the MICR code 825020004, 825 is the city, 020 the bank and 004 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Nagwan-Chatra branch (Chatra, Jharkhand) is IOBA0004155.

  2. 825020004. MICR is printed at the bottom of the branch's cheques.

  3. College Road Nagwan Near DC Office Dist Chatra Jharkhand PIN 825408

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004155 with the beneficiary's account number.

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