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Indian Overseas Bank · Kathua

IOBA0004110: Indian Overseas Bank, Kathua

IFSC code IOBA0004110 belongs to the Kathua branch of Indian Overseas Bank in Kathua, Jammu and Kashmir. Its MICR code is 184020003.

IFSC
IOBA0004110
MICR
184020003
Bank
Indian Overseas Bank
Branch
Kathua
District
Kathua
State
Jammu and Kashmir

Branch address

Indian Overseas Bank
Moon Light Complex,Word No 7 District Kathua,U.T of Jammu and Kashmir 184101

Open in a map · Pincode 184101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004110 is the code of the Kathua branch. In the MICR code 184020003, 184 is the city, 020 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kathua branch (Kathua, Jammu and Kashmir) is IOBA0004110.

  2. 184020003. MICR is printed at the bottom of the branch's cheques.

  3. Moon Light Complex,Word No 7 District Kathua,U.T of Jammu and Kashmir 184101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004110 with the beneficiary's account number.

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