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Indian Overseas Bank · Sonbhadra

IOBA0004041: Indian Overseas Bank, Ranahor

IFSC code IOBA0004041 belongs to the Ranahor branch of Indian Overseas Bank in Sonbhadra, Uttar Pradesh. Its MICR code is 231020003.

IFSC
IOBA0004041
MICR
231020003
Bank
Indian Overseas Bank
Branch
Ranahor
District
Sonbhadra
State
Uttar Pradesh

Branch address

Indian Overseas Bank
Village Ranahor,Post Ranahor,Tehsil Dudhi,Dist Sonbhadra

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004041 is the code of the Ranahor branch. In the MICR code 231020003, 231 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Sonbhadra

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ranahor branch (Sonbhadra, Uttar Pradesh) is IOBA0004041.

  2. 231020003. MICR is printed at the bottom of the branch's cheques.

  3. Village Ranahor,Post Ranahor,Tehsil Dudhi,Dist Sonbhadra

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004041 with the beneficiary's account number.

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