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Indian Overseas Bank · Kushi Nagar

IOBA0004008: Indian Overseas Bank, Padrauna

IFSC code IOBA0004008 belongs to the Padrauna branch of Indian Overseas Bank in Kushi Nagar, Uttar Pradesh. Its MICR code is 274020003.

IFSC
IOBA0004008
MICR
274020003
Bank
Indian Overseas Bank
Branch
Padrauna
District
Kushi Nagar
State
Uttar Pradesh
Phone
+918925954008

Branch address

Indian Overseas Bank
K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304

Open in a map · Pincode 274304: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004008 is the code of the Padrauna branch. In the MICR code 274020003, 274 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Kushi Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Padrauna branch (Kushi Nagar, Uttar Pradesh) is IOBA0004008.

  2. 274020003. MICR is printed at the bottom of the branch's cheques.

  3. K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004008 with the beneficiary's account number.

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