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Indian Overseas Bank · Rampur

IOBA0004006: Indian Overseas Bank, Rampur

IFSC code IOBA0004006 belongs to the Rampur branch of Indian Overseas Bank in Rampur, Uttar Pradesh. Its MICR code is 244020006.

IFSC
IOBA0004006
MICR
244020006
Bank
Indian Overseas Bank
Branch
Rampur
District
Rampur
State
Uttar Pradesh
Phone
+918925804006

Branch address

Indian Overseas Bank
GF, Radha Road, Near SBI, Adb Branch, Near Shaukar Ali Road, Civil Lines

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004006 is the code of the Rampur branch. In the MICR code 244020006, 244 is the city, 020 the bank and 006 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Rampur branch (Rampur, Uttar Pradesh) is IOBA0004006.

  2. 244020006. MICR is printed at the bottom of the branch's cheques.

  3. GF, Radha Road, Near SBI, Adb Branch, Near Shaukar Ali Road, Civil Lines

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004006 with the beneficiary's account number.

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