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Indian Overseas Bank · Sirmaur

IOBA0004002: Indian Overseas Bank, Paonta Sahib

IFSC code IOBA0004002 belongs to the Paonta Sahib branch of Indian Overseas Bank in Sirmaur, Himachal Pradesh.

IFSC
IOBA0004002
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Paonta Sahib
District
Sirmaur
State
Himachal Pradesh
Phone
+918979706977

Branch address

Indian Overseas Bank
Indian Overseas Bank, Paonta Sahib, PIN 173025

Open in a map · Pincode 173025: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 004002 is the code of the Paonta Sahib branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Paonta Sahib branch (Sirmaur, Himachal Pradesh) is IOBA0004002.

  2. Indian Overseas Bank, Paonta Sahib, PIN 173025

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0004002 with the beneficiary's account number.

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