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Indian Overseas Bank · Rajgarh

IOBA0003991: Indian Overseas Bank, Biaora

IFSC code IOBA0003991 belongs to the Biaora branch of Indian Overseas Bank in Rajgarh, Madhya Pradesh. Its MICR code is 465020002.

IFSC
IOBA0003991
MICR
465020002
Bank
Indian Overseas Bank
Branch
Biaora
District
Rajgarh
State
Madhya Pradesh

Branch address

Indian Overseas Bank
Khasra No 290/1/4/1 and 290/1/4/2, P.H.N.31, Nagar Palika Area, Ward No. 08, Old Ab Road, Biaora, Tehsil Biaora, Dist Rajgarh, Madhya Pradesh, PIN 465674

Open in a map · Pincode 465674: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003991 is the code of the Biaora branch. In the MICR code 465020002, 465 is the city, 020 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Biaora branch (Rajgarh, Madhya Pradesh) is IOBA0003991.

  2. 465020002. MICR is printed at the bottom of the branch's cheques.

  3. Khasra No 290/1/4/1 and 290/1/4/2, P.H.N.31, Nagar Palika Area, Ward No. 08, Old Ab Road, Biaora, Tehsil Biaora, Dist Rajgarh, Madhya Pradesh, PIN 465674

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003991 with the beneficiary's account number.

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