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Indian Overseas Bank · Patna

IOBA0003948: Indian Overseas Bank, Patna Sahib

IFSC code IOBA0003948 belongs to the Patna Sahib branch of Indian Overseas Bank in Patna, Bihar. Its MICR code is 800020011.

IFSC
IOBA0003948
MICR
800020011
Bank
Indian Overseas Bank
Branch
Patna Sahib
District
Patna
State
Bihar

Branch address

Indian Overseas Bank
1st Floor Harihar Bhawan Patna City Chowk

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003948 is the code of the Patna Sahib branch. In the MICR code 800020011, 800 is the city, 020 the bank and 011 the branch.

Other Indian Overseas Bank branches in Patna

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Patna Sahib branch (Patna, Bihar) is IOBA0003948.

  2. 800020011. MICR is printed at the bottom of the branch's cheques.

  3. 1st Floor Harihar Bhawan Patna City Chowk

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003948 with the beneficiary's account number.

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